Nationwide SmartMiles offers a car insurance policy targeted at drivers who travel less frequently. It is available in California but not in Alaska, Hawaii, Louisiana, North Carolina, New York, or Oklahoma. This insurance option differs from standard car insurance by using a billing method based on driving behavior rather than a flat rate.
Under the SmartMiles program, the insurance cost consists of a fixed base premium that remains the same each month and a variable premium that changes according to driving patterns. Participants have two options for tracking their driving data. They can either use a small device that Nationwide provides, which must be plugged into the vehicle or use a connected car system available for certain Ford and Lincoln models from 2018 onwards. This connected system allows Nationwide to access driving data directly from the vehicle. Policyholders are required to manage their accounts via an online platform where they can view their driving data and track how their driving impacts their monthly premium. This platform provides access to information on how driving habits affect the variable portion of the premium. The program is designed for vehicles manufactured from 1996 or later, though some vehicles, particularly hybrids and diesel engines, may not be compatible with the tracking device. The coverage provided by SmartMiles is intended to be equivalent to that of traditional auto insurance policies offered by Nationwide, despite the different approach to premium calculation. Participants must use the online portal to handle their insurance management, including monitoring their driving and observing its effects on their insurance costs. Data collected through either the device or the connected car system is used to adjust the variable premium. While SmartMiles employs a different premium calculation method compared to standard policies, the insurance coverage remains aligned with what is offered through Nationwide’s traditional policies.
Nationwide Smartmiles CANCEL GUIDES
Get together the following account information:
First Name
Last Name
Phone Number
Email Address
Username
Password
Billing Address
City
State/Province/Region
ZIP/Postal Code
Country
Reason for Cancellation
Last 4 Digits of Card
Date of Last Charge
Amount of Last Charge
Phone (Live Agent)
Follow these steps:
Pick up your phone and call 1-855-241-9720
Request that the agent cancel your account
Request that the agent provide you with a confirmation number or email
If you’re unsure, ask if you’re going to be charged again
Keep the proof given to you for your records
Web Form
Follow these steps:
Use your internet browser to visit https://www.nationwide.com/personal/contact/online-form